Financial Planning For Retirees & Pre-Retirees:
- Tax Optimized Strategy Including Withdrawal Strategy
- Comprehensive Risk Strategy & Analysis
Comprehensive Financial Planning For Retirees & Pre-Retirees
We help retirees and pre-retirees navigate the transition into retirement with clarity and confidence. By taking the time to understand your goals, income sources, and concerns, we provide thoughtful guidance tailored to your stage of life.
Rather than relying on generic retirement rules of thumb, we build personalized plans that reflect your desired lifestyle, risk tolerance, and tax considerations. Each plan is designed to adapt as markets change, tax rules evolve, and life unfolds.
By considering factors such as retirement income needs, taxes, investment risk, and longevity, we create a clear and sustainable path forward. We don’t just help you design a retirement plan — we provide ongoing guidance to help ensure it continues to support your goals over time.
Our Retiree & Pre-Retiree Package Includes
Tax Optimized Strategy Including Withdrawal Strategy
Estate Planning & Asset Protection Considerations
Cash Flow & Risk Model Analysis To Test Plan For Reliability
Investment Management Including Tax Advantaged Investment Review
Agile Plan To Ensure We Can Quickly Adapt To Circumstance Changes
Comprehensive Social Security Timing Review
Call Us Today to Schedule a Free Consultation
Retiree & Pre-Retiree Planning Process
Our process sets the groundwork for a successful relationship. It was designed with you in mind, it prioritizes accountability from us, and it reinforces positive financial habits in our client’s lives.
Get To Know You
A quick meeting to find out if working together makes sense.
The goal with this meeting is to get to know you, your situation, and what you’re looking for in a financial planning relationship. We then share how we work with our clients so you can leave this meeting knowing if we’re the right fit.
If we determine that we’re not the right advisors for you, we’ll refer you to other advisors in our network who may be a better fit.
Discovery
One or more meetings to go over your goals & values and review the numbers so we have a clear understanding of where you are and what you’re trying to accomplish.
Go over goals, values, etc
Review your finances
Review the business and finish gathering all financial planning info
Financial Plan Delivery
First, we review your full financial picture together:
• How you’re invested and the tax efficiency of your accounts
• Investment allocation
• Net worth
• Goals & priorities
Then we go over recommendations, action items, and your overall financial plan.
Ongoing Relationship
We continue to work with you on implementing action items, tweaking plans based on developing events in your life and giving you constant access to our top advisors and CPAs to answer any questions you may have. We create a new financial plan at the beginning of each year, conduct a mid-year tax review and start tax planning for the year, review year end investments, insurance/estate planning every other year, company benefits, and end of year tax planning (timeline below).